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From "Winfred Givens" <bgcl5...@xmsg.com>
Subject Rates are predicted to go back up, REFINANCE Today!! zgus fsp elvdng
Date Mon, 14 Jul 2003 04:17:58 GMT
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<html>
<head>
<title>Untitled Document</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
</head>

<body><table width="100%" height="30" border="0" cellpadding="0" cellspacing="0">
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    <td width="400"><table width="100%" border="0" cellspacing="2" cellpadding="2">
  <tr>
          <td><font style="font: 18px Arial, Verdana, Helvetica, sans-serif; color:
#FF6600; font-weight: bold">.isnt 
            it time you refinanced your mortgage?..</font></td>
  </tr>
</table>
</td>
    <td width="300" bgcolor="#FFCC00"> </td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table>
<table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td width="60" bgcolor="#FFCC00"> </td>
    <td width="400" valign="top"><table width="100%" border="0" cellspacing="2" cellpadding="2">
  <tr>
    <td><font style="font: 13px Arial, Verdana, Helvetica, sans-serif; color: #4B4B4B;
font-weight: bold">Why should you refinance your mortgage?</font><br>
	 <font style="font: 11px Arial, Verdana, Helvetica, sans-serif; color: #4B4B4B;">....The
lower the interest rate is, the less that it will cost you to borrow the money. As a general
rule, if the interest rate is 1 1/2 points lower than what you are currently paying, it's
time to refinance your mortgage!<br>
            <br>
            Ask one of our loan consultants to compare your expenses for various loan programs.
In most cases you will be eligible for differing loan programs so make sure you consider all
of your options before making a choice.<p></font>
</td>
  </tr>
</table>
</td>
    <td width="300" bgcolor="#FF9900" valign="top"> </td>
    <td bgcolor="#FFCC00"> </td>
  </tr>
</table>
<table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellpadding="0" cellspacing="0">
  <tr> 
    <td width="60" bgcolor="#FF9900" valign="bottom" align="right"><table width="50%"
border="0" cellspacing="0" cellpadding="3">
        <tr>
          <td><table width="98%" bgcolor="#FFFFFF" border="0" cellspacing="0" cellpadding="0">
        <tr>
          <td> </td>
        </tr>
      </table></td>
        </tr>
      </table></td>
    <td width="400" valign="top"><table width="100%" border="0" cellspacing="2" cellpadding="2">
        <tr>
          <td> <table width="80%" align="center" border="0" cellspacing="1" cellpadding="2">
              <tr> 
                <td colspan="2"><font style="font: 26px Arial, Verdana, Helvetica,
sans-serif; color: #000099; font-weight: bold"> 
                   .regardless of credit!</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Take advantage of lower interest rates</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Lower your payments</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Lenders will compete for your business</font></td>
              </tr>
              <tr> 
                <td colspan="2"><font style="font: 18px Arial, Verdana, Helvetica,
sans-serif; color: #FF0101; font-weight: bold; text-decoration: blink;">Lower 
                  Rates Translate...<br>
                                      
                  ...to Lower Payments!</font></td>
              </tr>
            </table>
            <p> 
            <div align="center"><font style="font: 16px Arial, Verdana, Helvetica,
sans-serif; color: #9A9A9A; font-weight: bold"> 
              <a href="http://transww.com/4/index.asp?RefID=427047">Click here to utilize
our easy Online Inquiry 
              Form.</a></font></div></td>
        </tr>
      </table></td>
    <td width="300" bgcolor="#FFCC00" valign="bottom"><table
width="50%" border="0" cellspacing="0" cellpadding="3">
        <tr>
          <td><table width="98%" bgcolor="#FFFFFF" border="0" cellspacing="2" cellpadding="0">
        <tr>
          <td align="right"><font style="font: 11px Arial, Verdana, Helvetica, sans-serif;
color: #9A9A9A;">copyright  2003 </font></td>
        </tr>
      </table></td>
        </tr>
      </table></td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table><table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellpadding="0" cellspacing="0">
  <tr> 
    <td width="60" bgcolor="#FFCC00"> </td>
    <td width="400" align=center><font style="font: 10px Arial, Verdana, Helvetica,
sans-serif; color: #000000; font-weight: normal">If you would no longer like to receive
our offers, please <A href=http://transww.com/auto/index.htm>click here</A></font></td>
    <td width="300" bgcolor="#FFCC00"> </td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table>
</body>
</html>

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<html>
<head>
<title>Untitled Document</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
</head>

<body><table width="100%" height="30" border="0" cellpadding="0" cellspacing="0">
  <tr> 
    <td width="60" bgcolor="#FFCC00"> </td>
    <td width="400"><table width="100%" border="0" cellspacing="2" cellpadding="2">
  <tr>
          <td><font style="font: 18px Arial, Verdana, Helvetica, sans-serif; color:
#FF6600; font-weight: bold">.isnt 
            it time you refinanced your mortgage?..</font></td>
  </tr>
</table>
</td>
    <td width="300" bgcolor="#FFCC00"> </td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table>
<table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td width="60" bgcolor="#FFCC00"> </td>
    <td width="400" valign="top"><table width="100%" border="0" cellspacing="2" cellpadding="2">
  <tr>
    <td><font style="font: 13px Arial, Verdana, Helvetica, sans-serif; color: #4B4B4B;
font-weight: bold">Why should you refinance your mortgage?</font><br>
	 <font style="font: 11px Arial, Verdana, Helvetica, sans-serif; color: #4B4B4B;">....The
lower the interest rate is, the less that it will cost you to borrow the money. As a general
rule, if the interest rate is 1 1/2 points lower than what you are currently paying, it's
time to refinance your mortgage!<br>
            <br>
            Ask one of our loan consultants to compare your expenses for various loan programs.
In most cases you will be eligible for differing loan programs so make sure you consider all
of your options before making a choice.<p></font>
</td>
  </tr>
</table>
</td>
    <td width="300" bgcolor="#FF9900" valign="top"> </td>
    <td bgcolor="#FFCC00"> </td>
  </tr>
</table>
<table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellpadding="0" cellspacing="0">
  <tr> 
    <td width="60" bgcolor="#FF9900" valign="bottom" align="right"><table width="50%"
border="0" cellspacing="0" cellpadding="3">
        <tr>
          <td><table width="98%" bgcolor="#FFFFFF" border="0" cellspacing="0" cellpadding="0">
        <tr>
          <td> </td>
        </tr>
      </table></td>
        </tr>
      </table></td>
    <td width="400" valign="top"><table width="100%" border="0" cellspacing="2" cellpadding="2">
        <tr>
          <td> <table width="80%" align="center" border="0" cellspacing="1" cellpadding="2">
              <tr> 
                <td colspan="2"><font style="font: 26px Arial, Verdana, Helvetica,
sans-serif; color: #000099; font-weight: bold"> 
                   .regardless of credit!</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Take advantage of lower interest rates</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Lower your payments</font></td>
              </tr>
              <tr> 
                <td><font style="font: 12px Arial, Verdana, Helvetica, sans-serif;
color: #000000; font-weight: bold"> 
                  Lenders will compete for your business</font></td>
              </tr>
              <tr> 
                <td colspan="2"><font style="font: 18px Arial, Verdana, Helvetica,
sans-serif; color: #FF0101; font-weight: bold; text-decoration: blink;">Lower 
                  Rates Translate...<br>
                                      
                  ...to Lower Payments!</font></td>
              </tr>
            </table>
            <p> 
            <div align="center"><font style="font: 16px Arial, Verdana, Helvetica,
sans-serif; color: #9A9A9A; font-weight: bold"> 
              <a href="http://transww.com/4/index.asp?RefID=427047">Click here to utilize
our easy Online Inquiry 
              Form.</a></font></div></td>
        </tr>
      </table></td>
    <td width="300" bgcolor="#FFCC00" valign="bottom"><table
width="50%" border="0" cellspacing="0" cellpadding="3">
        <tr>
          <td><table width="98%" bgcolor="#FFFFFF" border="0" cellspacing="2" cellpadding="0">
        <tr>
          <td align="right"><font style="font: 11px Arial, Verdana, Helvetica, sans-serif;
color: #9A9A9A;">copyright  2003 </font></td>
        </tr>
      </table></td>
        </tr>
      </table></td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table><table width="100%" height="2" border="0" cellspacing="0" cellpadding="0">
  <tr> 
    <td width="60"></td>
    <td width="400"></td>
    <td width="300"></td>
    <td></td>
  </tr>
</table>
<table width="100%" border="0" cellpadding="0" cellspacing="0">
  <tr> 
    <td width="60" bgcolor="#FFCC00"> </td>
    <td width="400" align=center><font style="font: 10px Arial, Verdana, Helvetica,
sans-serif; color: #000000; font-weight: normal">If you would no longer like to receive
our offers, please <A href=http://transww.com/auto/index.htm>click here</A></font></td>
    <td width="300" bgcolor="#FFCC00"> </td>
    <td bgcolor="#FF9900"> </td>
  </tr>
</table>
</body>
</html>
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