Return-Path: X-Original-To: archive-asf-public-internal@cust-asf2.ponee.io Delivered-To: archive-asf-public-internal@cust-asf2.ponee.io Received: from cust-asf.ponee.io (cust-asf.ponee.io [163.172.22.183]) by cust-asf2.ponee.io (Postfix) with ESMTP id CC746200D19 for ; Fri, 6 Oct 2017 18:53:14 +0200 (CEST) Received: by cust-asf.ponee.io (Postfix) id CA66F1609E1; Fri, 6 Oct 2017 16:53:14 +0000 (UTC) Delivered-To: archive-asf-public@cust-asf.ponee.io Received: from mail.apache.org (hermes.apache.org [140.211.11.3]) by cust-asf.ponee.io (Postfix) with SMTP id 1CECD1609D0 for ; Fri, 6 Oct 2017 18:53:13 +0200 (CEST) Received: (qmail 65899 invoked by uid 500); 6 Oct 2017 16:53:13 -0000 Mailing-List: contact dev-help@fineract.apache.org; run by ezmlm Precedence: bulk List-Help: List-Unsubscribe: List-Post: List-Id: Reply-To: dev@fineract.apache.org Delivered-To: mailing list dev@fineract.apache.org Received: (qmail 65887 invoked by uid 99); 6 Oct 2017 16:53:12 -0000 Received: from pnap-us-west-generic-nat.apache.org (HELO spamd3-us-west.apache.org) (209.188.14.142) by apache.org (qpsmtpd/0.29) with ESMTP; Fri, 06 Oct 2017 16:53:12 +0000 Received: from localhost (localhost [127.0.0.1]) by spamd3-us-west.apache.org (ASF Mail Server at spamd3-us-west.apache.org) with ESMTP id 33E1D1808D1 for ; Fri, 6 Oct 2017 16:53:12 +0000 (UTC) X-Virus-Scanned: Debian amavisd-new at spamd3-us-west.apache.org X-Spam-Flag: NO X-Spam-Score: 2.49 X-Spam-Level: ** X-Spam-Status: No, score=2.49 tagged_above=-999 required=6.31 tests=[DKIM_SIGNED=0.1, DKIM_VALID=-0.1, HTML_MESSAGE=2, RCVD_IN_DNSWL_NONE=-0.0001, RCVD_IN_MSPIKE_H3=-0.01, RCVD_IN_MSPIKE_WL=-0.01, RCVD_IN_SORBS_SPAM=0.5, T_REMOTE_IMAGE=0.01] autolearn=disabled Authentication-Results: spamd3-us-west.apache.org (amavisd-new); dkim=pass (2048-bit key) header.d=mifos-org.20150623.gappssmtp.com Received: from mx1-lw-us.apache.org ([10.40.0.8]) by localhost (spamd3-us-west.apache.org [10.40.0.10]) (amavisd-new, port 10024) with ESMTP id xMXPWV2hl_hm for ; Fri, 6 Oct 2017 16:53:10 +0000 (UTC) Received: from mail-lf0-f54.google.com (mail-lf0-f54.google.com [209.85.215.54]) by mx1-lw-us.apache.org (ASF Mail Server at mx1-lw-us.apache.org) with ESMTPS id 375AD60E26 for ; Fri, 6 Oct 2017 16:53:10 +0000 (UTC) Received: by mail-lf0-f54.google.com with SMTP id l196so21078338lfl.1 for ; Fri, 06 Oct 2017 09:53:10 -0700 (PDT) DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=mifos-org.20150623.gappssmtp.com; s=20150623; h=mime-version:in-reply-to:references:from:date:message-id:subject:to :cc; bh=gOJazqtoQRWRYY4zjQLjb6h76eVqbmfshgCTQP6neA4=; b=SIsJJIH29s/KPAgk9xxi7yZ9LM+Ftsst2yoKc4FOw6N3vozXWqywOcMPif8udPcKHw nXKcEpB6PBR5N4wRZ+JQvumWbqRz1tPT27uRIkKgoo0WomPd6Jm06hB1nchxW8tMuKwj CuGAAgDIGBqg3HwoNl3yWpoXyyXn2eQe+e19GAh0BXNo9UJnfF6zHv6pYIjXKHXdMcxb kfk3GH5afo9geuwmytOjCxVx0wXEhhXusdRgnTXQKeqCLe1S2bUmKkuc/6sZ1KbQvhXP DWrLboaIO3/ymVISOhX9VpyN9HiPCWoNUApxmzf+4B7WlzhK0ByEMYCJe6DUb2YEMfYd l9ow== X-Google-DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=1e100.net; s=20161025; h=x-gm-message-state:mime-version:in-reply-to:references:from:date :message-id:subject:to:cc; bh=gOJazqtoQRWRYY4zjQLjb6h76eVqbmfshgCTQP6neA4=; b=QIYEYARTMvJcs2nXUEU6j4sn0dxP7d5/xz5fCIDVvU6Nw0jq8vWD1+rdLOaVoiRk1/ jH1pg3z0/Hta3JybTqQ1f3PYfbXiASOHVyqK5HIKxocPnyWT9UGNifjzpIkrhqDen5Mh HDSqqhZ2XxsNDnQuc0v8yJvrlCd3YSeKuWpsuo2RO0V4B60RdY2rDioxaA+q53wivZYp yzGIz/SBi5eD8GESfaycaj/mo7FOwykSuUNm3ld+onm9k+GUCzvkWxc2ZwxqBjL2GRxf Myn6qnUfeQ53F3PjvQrL4baA/umWKFMG6lAnM5FZSKHgWl8DDCyI+ZaD6dLVcx8hTp9v hfWg== X-Gm-Message-State: AMCzsaUCUUNCUi4CcxY9LMk9e8p6MGwvwfACgth6oaRXmVpHHNKQaoMU zQa+GXThpU6tVXn29uJBaV41pFwlzke9aIkEPWz8bA== X-Google-Smtp-Source: AOwi7QDSfgF1+pDyg6p9CgnDDoOzBEo35bkEqjpR/Ddpr7C2OBpUXEUH/yBemFrs+IyPj/+yogxDpUtbvLYS/8FALSw= X-Received: by 10.25.161.208 with SMTP id k199mr1089150lfe.110.1507308788631; Fri, 06 Oct 2017 09:53:08 -0700 (PDT) MIME-Version: 1.0 Received: by 10.25.202.89 with HTTP; Fri, 6 Oct 2017 09:52:47 -0700 (PDT) In-Reply-To: References: From: Ed Cable Date: Fri, 6 Oct 2017 09:52:47 -0700 Message-ID: Subject: Re: Nominal Interest Rate Modfiication To: Adriana Pinto , Istvan Molnar Cc: "dev@fineract.apache.org" , Mifos software development , Alex Moses , =?UTF-8?Q?Josue_Ram=C3=ADrez?= Content-Type: multipart/alternative; boundary="001a114106a6e9e359055ae3acbd" archived-at: Fri, 06 Oct 2017 16:53:15 -0000 --001a114106a6e9e359055ae3acbd Content-Type: text/plain; charset="UTF-8" Adriana, One of our partners in Hungary, DPC, might have implemented a similar change to allow a variable interest rate to be applied to an existing loan. I'll let Istvan respond if they had worked on a similar issue and whether or not they could share their experiences. Ed On Fri, Oct 6, 2017 at 9:43 AM, Adriana Pinto wrote: > Hi Community. > > We have got a requirement defined, the modification of the nominal > interest rate when loans are already active and running. > > For example, the loan were defined with a rate of 15% and 12 repayments, > but at 6th. Repayment, the supervisor wants a new rate for this specific > loan of 8% for example, and recalculate the Repayment Schedule with the new > rate, for the 6 pending fees. > > This recalculation should take as its base the current due principal . > > > > I tried to use the floating interest rates option in order to solve the > issue, but this is not the need we already have. > > Do you know any way of doing this process in MIFOS, or someone has had the > same requirement? > > > > Thank you. > > Adriana > -- *Ed Cable* President/CEO, Mifos Initiative edcable@mifos.org | Skype: edcable | Mobile: +1.484.477.8649 *Collectively Creating a World of 3 Billion Maries | *http://mifos.org --001a114106a6e9e359055ae3acbd--