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From "ASF GitHub Bot (JIRA)" <>
Subject [jira] [Commented] (FINERACT-131) Allow new loans to clear balances of existing loans (Top Up Loans)
Date Tue, 16 Aug 2016 09:04:20 GMT


ASF GitHub Bot commented on FINERACT-131:

GitHub user satish-conflux opened a pull request:

    [FINERACT-131] Topup Loan Feature


You can merge this pull request into a Git repository by running:

    $ git pull topup

Alternatively you can review and apply these changes as the patch at:

To close this pull request, make a commit to your master/trunk branch
with (at least) the following in the commit message:

    This closes #210
commit 961aa3df868d41985b8b4e56495e012bef2d12e2
Author: satish-conflux <>
Date:   2016-08-16T09:02:27Z

    [FINERACT-131] Topup Loan Feature


> Allow new loans to clear balances of existing loans (Top Up Loans)
> ------------------------------------------------------------------
>                 Key: FINERACT-131
>                 URL:
>             Project: Apache Fineract
>          Issue Type: Improvement
>            Reporter: Dayna Harp
>            Assignee: Markus Geiss
>            Priority: Minor
> Essentially this is a very straight forward implementation of the top-up loans principle,
whereby the current loan will be paid off using the balance of the top up loan (once approved/disbursed).
The disbursed amount of the top-up loan will therefore be reduced by the outstanding balance
(P+I) of the old loan. The remainder is treated as a completely new product with a new schedule.

> A proposed way to implement this might be to specify whether a certain product is eligible
for topping up and if so, to pull in a list of active loans from the same client as part of
the loan template when setting up the product.

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