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From "Dayna Harp (JIRA)" <j...@apache.org>
Subject [jira] [Created] (FINERACT-200) Separate Current Accounts from Savings Accounts
Date Tue, 05 Jul 2016 22:07:11 GMT
Dayna Harp created FINERACT-200:
-----------------------------------

             Summary: Separate Current Accounts from Savings Accounts
                 Key: FINERACT-200
                 URL: https://issues.apache.org/jira/browse/FINERACT-200
             Project: Apache Fineract
          Issue Type: Improvement
            Reporter: Dayna Harp
            Assignee: Markus Geiss
            Priority: Minor


https://mifosforge.jira.com/browse/MIFOSX-1361

Current Accounts and Savings accounts are two different category of deposit products. At least
at the User Interface, these should be treated as two different products. At the platform
level, we should have a field that differentiate these (perhaps m_savings.product.deposit_type_enum
and m_savings_account.account_type_enum)
Savings accounts should not allow overdraft and hence the parameters associated to overdraft
can be defaulted to null.
Current accounts allow overdraft and overdraft limits and charges/interest for overdrafts.
Also they usually have zero interest rate, but we should retain the interest rate fields for
current account.
Fees - should be separated out for current accounts and savings accounts.
Also, need to be evaluated how this will impact savings reports.




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