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From "Binny Gopinath Sreevas (JIRA)" <j...@apache.org>
Subject [jira] [Comment Edited] (FINERACT-129) Loan Approval/Disbursal by Amount (Data-Driven Authorization)
Date Thu, 07 Apr 2016 09:09:25 GMT

    [ https://issues.apache.org/jira/browse/FINERACT-129?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=15229922#comment-15229922
] 

Binny Gopinath Sreevas edited comment on FINERACT-129 at 4/7/16 9:08 AM:
-------------------------------------------------------------------------

Some additional points to be considered:

a) The approval may not always be dependent on amount alone. Example:
         - Gold loans (product) may always need a manager approval
         - IDBI loans which are above 100,000 (product + amount) may need a manager approval

b) The approval may be done in multi-level
         - IDBI loans which are above 100,000 (product + amount) will need to be approved
by branch manager first and then someone from the credit committee (two-levels of approvals)

Amount, product, loan purpose etc could be used for defining which role and how many levels
of approval may be needed.


was (Author: binnygopinath):
Some additional points to be considered:

a) The approval may not be always dependent on amount alone. Example:
         - Gold loans (product) may always need a manager approval
         - IDBI loans which are above 100,000 (product + amount) may need a manager approval

b) The approval may be done in multi-level
         - IDBI loans which are above 100,000 (product + amount) will need to be approved
by branch manager approval + someone from the credit committee (two-levels of approvals)

Amount, product, loan purpose etc could be used for defining whether which role and how many
levels of approval may be needed.

> Loan Approval/Disbursal by Amount (Data-Driven Authorization)
> -------------------------------------------------------------
>
>                 Key: FINERACT-129
>                 URL: https://issues.apache.org/jira/browse/FINERACT-129
>             Project: Apache Fineract
>          Issue Type: Improvement
>            Reporter: Edward Cable
>            Assignee: Markus Geiss
>
> As reported at https://mifosforge.jira.com/browse/MIFOSX-2649
> In the last three RFPs I have worked on in March 2016, each had a requirement to define
level of authority by amount.
> For Example: 
> * New loan officer may approve and/or disburse loans up to 10,000
> * A seasoned loan officer may approve and/or disburse loans up to 30,000
> * A management level loan officer may approve and/or disburse loans up to 75,000
> This should be configurable at the user level within the Loan Officer Role.



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